Agreed. HealthFrame v2.x is the first version that supports an expense registry. There will be many improvements in releases to come. Some - in particular those that require changes to our data model - may need to wait until v3.0, while others should happen sooner. In particular, there may be some interoperability improvements in the v2.x timeframe.
Note that you can create multiple expense entry records and link them together to track some of the information you are talking about (total cost, allowed amount, co-insurance).
Thanks,
Support Team